I guess today wasn't my day...
Driving home from work, it had rained earlier that day so the road was slightly damp. We were going no more than 20, and the guy in front of me braked a bit harder, so I slowed down and had to step on my brakes harder than usual. I had a huge gap behind me. I guess the person behind me didn't notice that traffic had completely stopped, and plowed right into me. It was some late 90s black Kia. I was pushed into the car in front of me, which was an SUV.
Now, here's the fun part. The SUV slowly pulls off to the side of the road. The car behind me reverses, and takes off on the offramp that we had stopped right next to. I followed thinking that person just wanted to pull off somewhere not on the highway. Well, I end up following the person for about a block and they're basically flooring it. Ended up making a right into an area that I didn't see way up ahead after swerving through traffic, so I pulled off to the side of the road and called 911. Straight up hit and run, person probably didn't have insurance.
Called the police, told them where the accident happened, and they drive past that are and don't find the SUV I hit. It was an import SUV, older, like a Nissan Pathfinder or Isuzu Rodeo. Comes back and writes a report including what happened. I was obviously not at fault since I had damage both in the front and behind.
One note: those headrests really do their job when you get slammed from behind. My neck doesn't hurt at all like it did when I got rear ended in the Bonneville GXP.
Called and filed a claim on my way home. Basic uninsured collision with a hit and run. I have comprehensive insurance, but I'll still be out $500 for the deductible.