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Well I asked her about that. I don't really know what was the deal with her insurance. I think she does not want to use it.
What is she hoping to save by not using it? Unless you know the cost is going to be minimal and you know all the damage, the insurance will ensure the car is fixed
properly and what are you paying for full coverage for if you don't use it? Believe me, trade off is not worth it. I know I know you are going to save your insurance
rates from going up! Unless you are a perfect driver and never had an incident in your life it truly won't matter much! Take it from me I have wrecked just about everything I have
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