If you and your father both work at Chevy dealers then you'll know better than anyone else on these matters.
Having said that I always buy GMPP - but will now buy GMEPP as GM's relationship with GMPP has sunset.
I buy the maximum coverage, the longest term and the lowest deductible.
I do this because I am a low risk / low grief kind of guy.
It is buying an insurance policy. GM makes money on this product. That's why they sell it.
Since buying my first car in 1985 I have been covered by GMPP. Overall I've probably broken even:
1984 6000 STE - my advantage
1988 Caprice 9C1 - my advantage
1996 Impala SS - GM's advantage
1999 Tahoe POC - GM's advantage
2008 DTS - GM's advantage
2014 Cruze Diesel - too soon to tell. Four years and 50,000 miles remaining coverage.
Having said that I always buy GMPP - but will now buy GMEPP as GM's relationship with GMPP has sunset.
I buy the maximum coverage, the longest term and the lowest deductible.
I do this because I am a low risk / low grief kind of guy.
It is buying an insurance policy. GM makes money on this product. That's why they sell it.
Since buying my first car in 1985 I have been covered by GMPP. Overall I've probably broken even:
1984 6000 STE - my advantage
1988 Caprice 9C1 - my advantage
1996 Impala SS - GM's advantage
1999 Tahoe POC - GM's advantage
2008 DTS - GM's advantage
2014 Cruze Diesel - too soon to tell. Four years and 50,000 miles remaining coverage.