Chevrolet Cruze Forums banner
1 - 20 of 34 Posts

·
Registered
Joined
·
441 Posts
Discussion Starter · #1 ·
Has anyone had experience with buying a GMPP for their Cruze? My Cruze is about to be 2 years old next month and I currently have about 17,800 miles on it. I called GMPP today and their quote was a little over $2000 for a 7 year 70K mile full plan with no deductible. I plan on keeping the Cruze for a long time, probably until it's about ready to be landfill.

So here are my 3 questions

1) Does it make sense to get the extended warranty? The main things I am concerned about are the turbo, the manual transmission (because of the bearings and grinding issues I keep having), and the electrical system.
2) How can I get a better price on GMPP? Being a poor college student, $2000 is a lot to swallow. Especially when my dad and I both work at Chevy dealers. I'd think they would offer a discount of some sort.
3) Is there a 3rd party warranty worth looking at besides GMPP? My experience is that most of them are worthless.

Thanks for any feedback!
 

·
Super Moderator
Joined
·
7,804 Posts
If you and your father both work at Chevy dealers then you'll know better than anyone else on these matters.

Having said that I always buy GMPP - but will now buy GMEPP as GM's relationship with GMPP has sunset.

I buy the maximum coverage, the longest term and the lowest deductible.

I do this because I am a low risk / low grief kind of guy.

It is buying an insurance policy. GM makes money on this product. That's why they sell it.

Since buying my first car in 1985 I have been covered by GMPP. Overall I've probably broken even:

1984 6000 STE - my advantage
1988 Caprice 9C1 - my advantage
1996 Impala SS - GM's advantage
1999 Tahoe POC - GM's advantage
2008 DTS - GM's advantage
2014 Cruze Diesel - too soon to tell. Four years and 50,000 miles remaining coverage.
 
  • Like
Reactions: Eddy Cruze

·
Registered
Joined
·
441 Posts
Discussion Starter · #3 ·
Having said that I always buy GMPP - but will now buy GMEPP as GM's relationship with GMPP has sunset.
I know that GMPP is now run by ALLY, but what is GMEPP? I've never heard of that before.
 

·
Super Moderator
Joined
·
7,804 Posts

·
Premium Member
Joined
·
2,217 Posts
From my perspective, you have 5 years and 100k on the drive train which is where the big dollars could be on a potential repair. Take the $2000 and put it in a separate account for repairs. Warranty is great and I do like it, but you are already covered pretty well, why prepay for something that could happen? I have 15k miles on my 15 CTD, I set a little money aside every month for potential repairs down the road. Drive more and worry less my friend.
 
  • Like
Reactions: jmlo96

·
Premium Member
Joined
·
550 Posts
(1) James Black Cadillac Found online and called dealership up, (814) 472-9550 or web site, James Black Cadillac of Ebensburg PA | GM Extended Protection Plan Best Coverage = Platinum | Cadillac Protection Plan | Chevrolet Protection Plan | GMC Protection Plan | Buick Protection Plan | GM Extended Protection Plan :: Discounted Prices Availa
(2) 60 months / 90,000 miles
(3) $1150 + tax if applicable to your state, no tax for me in NC
(4) GMEPP Platinum Guard, $100 deductible
(5) Best price I have found. It seems that the GMPP will only be by Ally and not a GM warranty but GMEPP is a GM warranty and is linked to all GM dealerships in their system where Ally will not be after July 1st from what I have been told.
 

·
Registered
Joined
·
441 Posts
Discussion Starter · #8 ·
That is an awesome price. Did they say what all that plan doesn't cover? I haven't been able to find much on GMEPP.
 

·
Premium Member
Joined
·
5,535 Posts
GMEPP is a third party company that is under contract to GM.......the coverages are significantly less and are price limited.

GMPP by Ally is the original GM Protection Plan and Ally is the financial arm of GM.....previously known as GMAC.
GMAC was repositioned by the corporation when the bank issues popped up in 2007/2009.

GM dealers that are highly CSI oriented avoid marketing the GMEPP programs......They are considered sheit and of the same caliber as any of the aftermarket companies.

Read the detailed exclusions page of a GMEPP......note there are many "we won't pay ifs" in the contract......pay particular attention to audio coverages and maximum payment limits.

Note that these exclusions do not exist with Major Guard.

Rob
 

·
Premium Member
Joined
·
550 Posts
That is an awesome price. Did they say what all that plan doesn't cover? I haven't been able to find much on GMEPP.
Yes, they list what isn't covered. If you contact them they will get right back to you. Very friendly to work with. I posted the list on here but can't find it now.
 

·
Premium Member
Joined
·
5,638 Posts
Yes, they list what isn't covered. If you contact them they will get right back to you. Very friendly to work with. I posted the list on here but can't find it now.
Make sure you are speaking with an authorized retailer of the GMPP or the GMEPP. They are not "very friendly" which makes me wonder who you are really talking with. These two polices can only be purchased from your GM Dealer. Talk with the F & I guy. I bought a GMPP with a $100 deductible for $1500. I returned it and had another area dealer beat the price by $500 for a Zero$ policy!
 

·
Registered
Joined
·
441 Posts
Discussion Starter · #12 ·
GMEPP is a third party company that is under contract to GM.......the coverages are significantly less and are price limited.

GMPP by Ally is the original GM Protection Plan and Ally is the financial arm of GM.....previously known as GMAC.
GMAC was repositioned by the corporation when the bank issues popped up in 2007/2009.

GM dealers that are highly CSI oriented avoid marketing the GMEPP programs......They are considered sheit and of the same caliber as any of the aftermarket companies.

Read the detailed exclusions page of a GMEPP......note there are many "we won't pay ifs" in the contract......pay particular attention to audio coverages and maximum payment limits.

Note that these exclusions do not exist with Major Guard.

Rob
Wow, that's going to piss a lot of people off. Leave it to GM to mess that all up. All of this sounds like I'm just going to hedge my bets.
 

·
Registered
Joined
·
821 Posts
GMPP is worth the money, especially if you get the Major Guard plan.

You get GM parts and it covers just about everything but maintenance wear items.

I work at a Chevy Dealership as well and deal with warranty work/authorizations all day.

If you want to look into aftermarket warranties, Zurich is great.
 

·
Banned
Joined
·
10,296 Posts
Did pay Menards 12 bucks for a two year warranty on a 200 buck dehumidifier, and Walmart 50 bucks for a three year warranty on a 1,000 buck HDTV.

If anything went wrong with them could bring these units back to the store and get a brand new one at the same price. In reality, was cheaper than having to pay a recycling charge on this crap if I had to get rid of it myself. Sure paid on that dehumidifier, unrepairable, left the old one and got a brand new one for free. Was also offered that same two year protection plan for 12 bucks extra, paid that.

Now if Walmart could charge 50 bucks on a 1000 buck HDTV for three years, GM should be able to charge a 1,000 bucks on a 20,000 buck vehicle and if they offered such a plan, would jump at it, just push in that old Cruze and drive out with a brand new one.

But what I was offered was a plan at three times the price with a list of exclusions the length of a football field, so said no thanks.

You should invest in an electron microscope to read the fine print.
 

·
Premium Member
Joined
·
8,003 Posts
These two polices can only be purchased from your GM Dealer.
Nit-pick: These two polices can only be purchased from _A_ GM Dealer. It doesn't have to be the dealer you bought the car from or are planning to get it serviced by.

Do a Google search and you'll find dealers willing to work with you remotely to buy the plan you want.
 

·
Registered
Joined
·
1,335 Posts
7yr/70,000 mile - aren't you really just paying for 2 years of extended coverage after the power train warranty is up? If they could give me 7yr/70,000 mile after five years I would buy it but for just 2 extras years it seems like a waste to me.
 

·
Premium Member
Joined
·
5,535 Posts
In this example, a 7/70 is adding 2 years to your 5/100 powertrain coverage.

The 7/70 is essentially adding 4 years and 34 thousand miles to your base, 3/36 warranty with a few wear item exclusions.

Rob
 

·
Banned
Joined
·
10,296 Posts
Received a letter about a month ago, panic, my five year powertrain warranty is soon to die, can cost me 1,500 bucks if my power window doesn't go up, found a nice spot in my trashcan for that letter.

Last week the power window in my Supra didn't go up, these are interlocking switches so while one person is trying to raise the window and the other is trying to lower it, this is sure to blow a fuse or a circuit breaker. Knew the problem was the switch on the other side, took all about 20 minutes to remove the switch, take it apart, burnished the contacts, like new again, so the window is going up now.

It was around 30 years ago I sold my valve grinder, cylinder boring equipment, and distributor tester. Moved to a new home with less garage space, and really wasn't using this stuff anymore, bit too expensive to buy a crankshaft grinder. Major problem with these new engines, well old ones as well is carbon build up, Seafoam takes care of this for me. Driving sanely and replacing fluids, drivetrains will last forever.

But the major reason for getting rid of vehicles for the last 40 years or so is road salt and severe body rust, in particular with unibody's, no such warranty for this, and replacing parts, nothing left to weld them to.

Other problems are seal leaks, sure have taking a liking to Lucas products, son was given a 2000 Taurus from his father-in-law with a 100K miles on it when they were starting off. AT was using a quart of AT fluid every 700 miles, one treatment of Lucas AT seal restorer stopped that, he actually put another 150K miles on that car without AT leaks.

Other problem are these single driver belt systems, major culprit is the AC compressor and not keeping your condenser clean, high side pressure skyrockets and puts that load on other series components, in particular the water pump. If you keep this clean, won't have these problems. Also limited lubricated ball bearings, pop the seals off these things, clean and use Wolf's high temperature red bearing grease, good for another 100 K miles, but just stand miles away from bearing made in China.
 

·
Premium Member
Joined
·
5,638 Posts
Nit-pick: These two polices can only be purchased from _A_ GM Dealer. It doesn't have to be the dealer you bought the car from or are planning to get it serviced by.

Do a Google search and you'll find dealers willing to work with you remotely to buy the plan you want.
YOUR dealer doesn't mean the one you bought your car from or the one that's closest?? I'd be careful buying online, have you seen how many different people claim to offer these plans and yes, ALLY will sell you one over the phone. The official GMEPP is sold direct by A GM dealer.
 

·
Registered
Joined
·
254 Posts
Nit-pick: These two polices can only be purchased from _A_ GM Dealer. It doesn't have to be the dealer you bought the car from or are planning to get it serviced by.

Do a Google search and you'll find dealers willing to work with you remotely to buy the plan you want.

This is absolutely correct^^^ you can buy from any GM/Chevy dealer as its only an insurance policy or warranty. I've purchased many extended from other than my selling dealer and NEVER had an issue. You can get a GMPP or the new GMEPP for less than 1/2 of what the F&I is selling it for. The Corvette guys on my forums all go to a few guys who sell them and not their selling dealer .
 
1 - 20 of 34 Posts
Top