Front frame rust starting... 106K mile 2014

When I was replacing the antifreeze, I noticed that the area of the frame in the front of the car had lost its coating and was starting to rust. Only place on the car so far, which is pretty surprising since I'm in the rust belt.

When it warms up, I'll remove all the plastic under there and clean/prep and then paint with Magnet Chassis Saver.

Anyone else seeing rust on these cars in other places?