$64/mo full coverage, $250 deductible w/ Progressive. 16.5 Premier. Didn't really change from my 2012. I think I've been with them since 2009/10.
[FONT="]$50,000 each person[/FONT]What coverage is that the minimum ? 10,000/30,000. ???
I have 100/300. And it's 1100,00 a year.
$1100 for our State sounds about right. Switching from $25K/$50K to $100K/$300K coverage only cost me an extra $30 per year. Progressive did something so horrible to me when I first moved to Miami that I would warn anyone never to consider Flo or her Snapshot. Perhaps if she washed it?:eek7:What coverage is that the minimum ? 10,000/30,000. ???
I have 100/300. And it's 1100,00 a year.
Indeed, but one might determine if a specific vehicle is running higher than other vehicles where all other factors are equal, which is what I was trying to tease out. All things being equal, my Cruze just became the most expensive thing I insure, and I have a menagerie of vehicles. It strikes me as odd that an economy car from a domestic maker would be more expensive to insure than a comparable vehicle from a European maker or larger, more expensive vehicles from the same domestic maker.Lots of factors are considered with insurance, credit, and zip code, and obviously coverages, and deductibles. So comparing here is almost useless.
Yes you mentioned most of this before. In some states like California, Hawaii or Massachusetts Credit can't be used in underwriting auto insurance policiesSome of you from what you wrote have pretty low coverages for liability. All I am saying is unless you are comparing exact same coverage in same zipcode with similiar credit, it is pointless. I live in the suburbs of Indy, if I lived in Indy just a few miles from me my insurance would be higher that is with one variable being the zip code. Again, comparing folks rates across state lines, country lines, and various coverages is like apples and oranges, they are both fruit but quite different.
So, is your Cruze your only car? If not, how does it stack up against your other vehicles and specifically in the collision category where mine is almost double my other vehicles in the same zip code with identical credit?Some of you from what you wrote have pretty low coverages for liability. All I am saying is unless you are comparing exact same coverage in same zipcode with similiar credit, it is pointless. I live in the suburbs of Indy, if I lived in Indy just a few miles from me my insurance would be higher that is with one variable being the zip code. Again, comparing folks rates across state lines, country lines, and various coverages is like apples and oranges, they are both fruit but quite different.
I currently own three cars/trucks, the other two are older and not a fair comparison plus I have a 21 year old driver on my insurance until the end of the month. I work for a major insurance company even though I don't personally sell property and casualty insurance. If I were you, I would check your credit report to ensure something isn't out there effecting your insurance you are not aware of. If nothing abnormal there, I would suggest getting exact same quotes for coverages you currently have from other providers in your area.So, is your Cruze your only car? If not, how does it stack up against your other vehicles and specifically in the collision category where mine is almost double my other vehicles in the same zip code with identical credit?
The car itself gets rated by the insurance industry and if for some reason it's a stinker on repair costs, it will be higher everywhere when compared to other cars owned by the same person, which is what I'm asking.