[goochman]

I guess its how you look at it. How may years left on current loan? You are 3-4 years into your current loan. Restarting means alot more $$$$ out of your pocket for 3+ more years.

Id work off the current car payment and maybe look at a 2017 Cruze (skip first model year) - my guess is you'll be alot happier with all the new goodies offered and something alot different than what youa re currently driving.

 

[goochman]

Interest Rate would go from 3% to 0%. brand new warranty and my dealer is offering 2 years/40,000 oil change maintenance free here in Canada.

I rely on my car a lot so the thought of a new warranty and piece of mind plus this car has everything my 2011 doesn't seems like a great upgrade to me

If it makes sense to you then you should do it