This morning on the way to work a cement truck passed me going the opposite direction on a curve of a two lane hwy. some rocks came off the top of the fender of the truck as it rounded the curve bounced on the road in front of me , hitting the hood and the windshield of my car, it was a lot of rocks , now my windshield has multiple cracks. I turned around, followed the truck and got the company name, plate number and truck number. I called the company and told them what happened. Later in the day their insurance company called me and said it was the trucking company’s policy to treat all windshield claims as a road hazard and that I should turn in a claim to my insurance. I called the company back and explained that I saw where the rock came from , it was not a road hazard and that they were responsible . they disagreed and said they do not pay for rock damage. If I didn’t see where the rocks came from and it was just one rock I would say, yeah probably, and eat the deductable on my insurance. I saw a sign on the back of dump truck the other day, that said not responsible for broken windshields stay back 200 feet. Unless the law changed recently , they are still responsible for rocks and debris falling off of their trucks. Whats your opinion on this? Should all rock damage be considered a road hazard? Are drivers of trucks that haul rocks, gravel, cement no longer responsible for cleaning their trucks before getting on the road?