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Wife was rear ended by a drunk driving a Ford Explorer last night.

12040 Views 113 Replies 31 Participants Last post by  NickD
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She was on a hospital call for another emergency, didn't make that one, still walking and talking, bite her lip, not sure about her neck of back yet.
She called me around 10:30 last night, was badly shaken up, told her to instantly call 911. Culprit was arrested, drove to pick her up.

Feel our baby is totaled, besides the rear, ripples of the collision are going clear to the front end of the car. Airbags did not go off, no glass is broken.

Now for a battle with this guys insurance company, should get the accident report today, In our favor as an employee of her hospital, should have them backing us up, have a darn good insurance company with under and no insurance coverage, will let them battle it out.

Thoughts are just to get another new car, love this 2012 2LT with all of our options on it and with a manual transmission, but Chevy doesn't make this car anymore, be darned if I we are going to get an automatic transmission. They sure can't say this car was modified except for safety and protection items. And they will have me to deal with. All I will ask for is that it will be like it was before this so called accident.

Today, have to find something else for her to drive and make sure my wife is okay. Normally I drive her to these emergencies, had a long hard day yesterday, just was too tired. But feeling guilty.
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Glad she was able to walk away. With her being rear ended its usually no question who is at fault.

I guess the 2016 Limited doesnt come with a manual? The new Cruze is pretty nice if you havent taken that for a ride.

You should call the other insurance company to initiate the claim - most likely they should put you in a rental car until yours is fixed or declared a loss.
I hope your wife is alright and wish her a quick & speedy recovery. I'm sorry to hear about the accident! I'm glad they caught the ass who did this. I hope everything works out for you, NickD.

Thoughts & prayers,

Brandon
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Nick, appears your wife took a very hard hit, glad your wife walked away, looks like you had taken great care of the car, I assume the 2016 Cruze limited may still be on the lots with a manual. You know this but make sure she gets any all medical care she needs, I bet she is very shaken up. Your family is in my thoughts and prayers.
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I would say it's totaled, when I had my 14 Eco manual, I hit a deer a couple months before I traded for my diesel, I had a hard hit, took out grill, front bumper, hood, and a few things in front of car, it was like $4600 in damage, no air bag deployment, I drove the car home. Your car sustained a harder hit and wiped the quarter panels outs and your car is a couple years older. It sucks to loose the car, I know you take great care of them. The good is she walked away, hope her injuries are minor, whip lash can be awful for a hit like that and sometimes doesn't appear right away.
As someone that has been thru quite a few accidents, cars and motorcycles it is easier to replace a car etc. Just be thankful that she is OK and as I looked at when I totaled my 2011 by someone that ran a light they have to buy you a new car! As long as the people come out ok, you replace some sheet metal. The liability is always the person in the rears fault unless it can be proved the person didn't have brake lights or did something unexpected and unavoidable. Should not be a problem with liability.
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WOW, that was a hard hit. Glad she's ok!

x2 on glad they caught the ass who did this.
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Wow, sorry to hear Nick - but glad she walked away.

Did onstar call an ambulance?

The collision wasn't your fault. If anything your better judgement avoided creating one yourself.

Start looking for a new ride though. Your Cruze is beyond economical repair.
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Glad she was able to walk away. With her being rear ended its usually no question who is at fault.

I guess the 2016 Limited doesnt come with a manual? The new Cruze is pretty nice if you havent taken that for a ride.

You should call the other insurance company to initiate the claim - most likely they should put you in a rental car until yours is fixed or declared a loss.
yeah usually...i rear ended a car, and the other driver was charged.

do not contact the other insurance company, you pay yours for a raisin
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assume she was smart enough to start a paper trail medical wise?

get the neck/back checked out.

i was rearened 2x in 3 weeks ~10yrs ago, claim is still open...things can flare up later, i have real doubt mine will flare up at this point, but it costs nothing to decline closing the claim every yr at renewal time and i do know of ppl that it has happened to them a year or two later
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Nick - can you post a picture of the F150?

I'd love to see how that beer can crushed.
Nick,

I'm glad your wife appears OK. Like others have said neck and upper back injuries can remain hidden for a while. The 2016 Cruze LT (2nd gen) has a manual option. Fully loaded it's about the same as the base 2LT from the 1st gen.

You'll need to stay on top of the District Attorney - if this is the first drunk driving charge for the driver of that F-150 his lawyer will be all over the DA to reduce the charges.
Nick,

I'm glad your wife appears OK. Like others have said neck and upper back injuries can remain hidden for a while. The 2016 Cruze LT (2nd gen) has a manual option. Fully loaded it's about the same as the base 2LT from the 1st gen.

You'll need to stay on top of the District Attorney - if this is the first drunk driving charge for the driver of that F-150 his lawyer will be all over the DA to reduce the charges.
Just on Chevy website, can't put much on the LT with manual, no leather, not many options from what I can tell.
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Sadly they don't treat the Cruze like the Sonic. You can get a Sonic RS with all the bells and whistles they offer in a manual but you can't do that on a Cruze. I don't understand it.

I'm glad your wife was able to walk away from it. Good luck with the paper work. Accidents are always a royal pain in the butt.
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Wife is filing a claim with her employer. contacted my insurance company, they are going to handle everything and deal with the opposing insurance company. Culprit was effectively taken into custody, my insurance company will deal with this, advised me not to have any contact with them.

Thinking about driving to Wausau now, still have some things to get out of my Cruze. Ha, was dead tired last night, but when I got that call from my panicked wife, the adrenaline sure kicked into high gear.

She is being a bit stubborn about seeing a doctor, but gave her our claim number, all she has to do is to show that. She does not like the unaffordable healthcare act either.
Nick- Glad your wife is okay. I hope she recovers quickly and doesn't have much pain. Thankfully those little Cruze's really are built like tanks. It says a lot about a car when you can't find something else worthy to replace it. Hope that drunk driving a** gets punished to the full extent of the law!
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Really important to get a medical evaluation done today. If she waits the other insurance company can try and say any medical related issues were caused after the accident.
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Wow, I'm glad your wife is ok!


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Bummer! Glad to hear your wife is not badly injured so far. Good that your insurance company is taking the fight. Many years ago, I got "frontended" by someone who backed into me. Turned out they were uninsured. It took my insurance company two years to get the claim resolved and get my out of pocket money returned. I've been rearended three times at stop lights since then, but no issues with getting things rectified. Really paranoid about it now. So much so, I check the brake lights every time before I raise the door and back out of the garage.
Nick, Holy $#!*

Very glad your wife walked away seemingly OK! Neck/back injuries can be fickle and may not be evident right away. I agree that she should still get a medical evaluation even if she says she feels alright. Better to be on the safe side.

As for the car, that looks quite totaled. That's a super bummer. Finding a Gen 2 manual transmission is like spotting a unicorn/leprechaun I really hope you're able to get a car with all the same amenities and a manual. Maybe a 2.0L Turbo Verano? This website has a list of vehicles that still offer a clutch so you can shift your own gears.

https://www.thrillist.com/cars/every-car-sold-in-the-united-states-with-a-manual-transmission

Glad the F-150 driver didn't get away, makes it much easier to seek compensation for the damages his idiotic irresponsibility has caused. Good luck with the insurance companies and getting this sorted out, you're in for an annoying couple of months. But again, just glad you're wife is alright.
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