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We have similar systems but there was a time I lost the unsecured ez pass in the car and still got regular fare vs fine for not having one. Not sure to this day if it read from under the seat or just matched my plates to the account.
http://www.cruzetalk.com/forum/9-general-discussion-forum/2281-ez-pass-tag.html
http://www.cruzetalk.com/forum/9-general-discussion-forum/2281-ez-pass-tag.html